J Sears Financial

Are you where you would like to be financially? Preparing for the next step on your path to success?

Planning Your Dreams

A lot of big dreams are tied directly to your financial situation. Buying a new car, owning your first home, starting your own business...

Reaching Your Goals

We would like to offer our financial solutions with hopes of helping you reach many of your personal goals.

Financial Planning

Where would you like to be financially? With the best advisers your wildest dreams can transform into

Funding Strategy

We partner with the right lending institutions to get you financed and only recommend the best financial

On-Going Support

Our financial consultants are ready to help you choose from one of our affordable packages. All of

About J Sears Financial

J Sears Financial has over 27 years of experience in the field of personal and professional finance. We focus on key aspects of everyone’s financial life, with personalized coaching to help lead individuals to a better financial future.



Business Consulting

We can provide all of your business finance needs. Whether you are planning, just starting, or looking to expand, we can help.

Saving & Invest Planning

Saving and Investing are essential financial success. If you are wondering how to prepare for and secure a better future, start here.

Group Training

If you have a group and would like us to do a training session on your choice of financial topic, we are your go-to advisers.

Common Topics

The amount of cash that is necessary depends on a number of items. Generally speaking, though, you will need to supply: - Earnest Money: The deposit that is supplied when you make an offer on the house - Down Payment: A percentage of the cost of the home that is due at settlement - Closing Costs: Costs associated with processing paperwork to purchase or refinance a house.

We have 27 Years

Of Experience







Additional Information

Here you will find the latest information from J Sears Financial. There are tips concerning many aspects of personal finance, and answers to frequently asked questions from some of our great clients just like you! We will update this area very soon, so check back often.

05 Sep, 2018

What is the difference between a fixed-rate loan and an adjustable-rate loan?

With a fixed-rate mortgage, the interest rate stays the same during the life

10 Sep, 2018

How do I know which type of mortgage is best for me?

There is no simple formula to determine the type of mortgage that is

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